Gap insurance : Gap coverage makes up the difference between your vehicle’s market value and the outstanding loan balance. Having comprehensive coverage ensures you’re protected in almost any situation except car accidents.Ĭollision insurance : Collision coverage protects you financially from damage to your vehicle when you’re at-fault in a car accident or collide with another object. However, with liability-only coverage, you’ll still have to pay out of pocket for any damage to your vehicle.Ĭomprehensive insurance : Comprehensive coverage protects your vehicle against theft and damages from incidents other than collisions. Having liability insurance also helps you avoid violations and fines for being underinsured in your state. Liability insurance : Liability coverage protects you if you’re at-fault in an accident. The General offers several types of auto insurance coverage for various needs, but its options are limited: Similar to other insurance companies, The General profits through insurance premiums paid by its customers and by investing the premiums received.ĭrivers must buy at least the minimum amount of liability coverage that their state or car lender requires. Once you receive a quote, you can sign up and choose from the available policy options based on your needs. Prospective customers can receive a customized car insurance quote online within minutes by providing some basic personal and vehicle information.

The company sells insurance primarily online or by phone. It’s also known for providing coverage for individuals with poor credit and driving records. The General claims it has affordable car insurance rates and focuses on quality customer service. How does The General auto insurance work? In addition to its automobile coverage, The General offers a full suite of insurance types, including:

It wasn’t until 1997 that the company began to sell insurance under The General moniker.īased in Nashville, Tennessee, The General also runs regional call centers in Arizona, Louisiana, and Ohio. The General has provided insurance coverage since its inception in 1963 under the name Permanent General Agency.

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